Creative Ways to Pay for a New HVAC System

AC Replacement Form

We all know that your home’s HVAC system is arguably the most important component of your home. There simply just isn’t anything much more important than keeping your home climate controlled and the air your family breathes clean and healthy. With that in mind, it certainly is no surprise that an AC replacement system is a costly endeavor. In fact, according to various consumer groups and information websites, a new HVAC system can cost you anywhere from $4,000 to $15,000 or higher. 


Here at Armstrong Plumbing, Air & Electric, we realize HVAC replacement can quickly take a big chunk out of your pocketbook. That’s why we are committed to not only providing our customers with the best plumbing, HVAC, and electric service in Lubbock, Texas, but also with as many options as possible to soften the financial blow. So, here are some creative ways you can pay for a new HVAC system:


If your AC unit is just getting old and rundown due to normal wear and tear, insurance probably won’t cover it. But if the AC or HVAC system has been damaged by an accident or something other than normal wear and tear, it is worth checking your policy.


There are a few options to consider here. First, the contractor you hire to install the new HVAC system may be your best option for financing. Call Armstrong today to find out about our different financing options tailored to fit your financial needs. Also, you may be able to borrow against your home’s equity with a traditional financial institution. The federal government, individual states, and some municipalities may also offer low-interest loan programs.


In an effort to conserve energy and reduce environmental impact, many utility companies and government programs will offer consumers rebates if they invest in new, high-efficiency systems. Ditto for many manufacturers, who periodically offer rebates on their products. Case in point: Armstrong offers a complete line of Lennox air conditioners and HVAC equipment and is happy to pass along their rebates to our customers whenever they are available.


Many programs are available for low-income families or those trying to recover from a catastrophic emergency or disaster. These programs may assist in repairing or replacing air conditioning systems. Also, if you are an active military member or a veteran, there are programs to help with the cost of HVAC repair and replacement. These options also exist for senior citizens.

So, if you are in need of an AC replacement or total HVAC replacement, Better Call Armstrong today! We stand ready to help you find the best system and the best way to pay for it to meet your needs and budget.